Compare Security Loan Lenders
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Real data on APRs, loan amounts, terms, and credit requirements — so you can make an informed decision before you apply.
Security Finance Lender Comparison Table
All lenders listed below operate within the $500–$5,000 range. APRs and terms are estimates based on published ranges. Your individual offer may differ based on credit profile and lender criteria. There are no outbound links to lender sites — review all information here before applying through Security Loans.
| Lender | APR Range | Loan Amount | Term Length | Min. Credit | Details |
|---|---|---|---|---|---|
Brightline Personal |
9.99%–29.99% | $500–$5,000 | 12–60 mo | 620+ | Excellent customer ratings; clean digital interface; no origination fee; fast decisions. Strong choice for borrowers with good credit looking for competitive rates. |
Clearpath Finance |
11.49%–28.99% | $1,000–$5,000 | 6–48 mo | 580+ | Specializes in fair-credit borrowers. Origination fee 1–3%. Soft pull for pre-qualification. Known for responsive support and clear repayment schedules. |
Ironwood Lending |
12.99%–34.99% | $500–$4,000 | 3–36 mo | 560+ | Short-term specialist. Higher APR ceiling but more accessible to rebuilding-credit applicants. No prepayment penalty. Direct deposit within 48 hrs. |
Maplebrook Credit |
10.49%–27.99% | $1,000–$5,000 | 12–60 mo | 600+ | Mid-range lender with a strong track record in debt consolidation loans. Transparent fee structure; origination fee 0–2%. Good for organized borrowers planning a payoff strategy. |
Summit Personal Loans |
13.99%–33.99% | $500–$3,500 | 6–36 mo | 550+ | Focuses on accessibility. Works with borrowers in the 550–620 credit range more effectively than most competitors. Higher APR reflects the expanded eligibility. Quick funding. |
Riverview Finance |
9.49%–26.99% | $2,000–$5,000 | 24–60 mo | 640+ | Best APR range for higher loan amounts. Requires stronger credit profile. Particularly well-suited for consolidation borrowers with stable income. No fees for on-time payoff. |
Cedarbrook Funding |
11.99%–31.99% | $500–$5,000 | 6–48 mo | 570+ | Full-range lender covering both small emergency loans and larger installment plans. Moderate origination fee. Responsive support team. Mobile app available. |
Harborview Financial |
14.49%–35.99% | $500–$2,500 | 3–24 mo | 540+ | Short-term specialist for smaller amounts. High APR ceiling is offset by very short repayment windows, limiting total interest. Best for borrowers who can pay off in under 18 months. |
Pinehurst Capital |
10.99%–28.49% | $1,500–$5,000 | 12–60 mo | 610+ | Solid mid-tier lender. No origination fee for qualified applicants. Emphasis on financial education resources for borrowers. Transparent online dashboard for managing repayment. |
Westfield Lending |
12.49%–32.99% | $500–$4,500 | 6–48 mo | 560+ | Regional-style lender with national reach. Known for flexible term options and accommodating borrowers with mixed credit histories. Automatic payment discounts available. |
Ashwood Personal |
11.24%–30.49% | $750–$5,000 | 12–48 mo | 590+ | Good balance of APR and accessibility. Origination fee 1–2%. Useful for self-employed borrowers — accepts alternative income verification. Clear loan agreement documentation. |
Northgate Finance |
10.74%–27.24% | $1,000–$5,000 | 18–60 mo | 620+ | Competitive rates for borrowers with good-to-excellent credit. No fee for early payoff. Long-term options available for borrowers who prefer lower monthly payments over higher totals. |
How to Read Security Loans Lender Data
APR ranges represent the lowest and highest rates a lender may offer, but where you fall within that range depends on your credit score, income, loan amount, and the lender's proprietary model. A lender advertising a 9.99% floor may offer that rate only to borrowers with excellent credit and strong income — expect to land somewhere in the middle of the range if your credit is fair.
Minimum credit score thresholds are approximate. Different lenders weigh factors like payment history, utilization, and income differently. A 580 threshold doesn't mean automatic approval at 580 — it means that score bracket is within consideration. Lenders also look at employment stability, debt-to-income ratio, and the purpose of the loan.
The most useful security finance comparison approach for loans with security is to identify two or three lenders whose APR range, loan amount, and credit requirements match your profile, then apply through Security Loans to receive actual pre-qualified offers without impacting your credit score.
💡 No outbound lender links: This table is for research purposes. To apply, use the SecurityLoansApp.com application above — we'll match you with the right lender from our network.
What the Table Doesn't Tell You
Numbers only tell part of the story. Lender quality also includes factors that don't appear in a table: responsiveness of customer support, clarity of loan documents, ease of the online application, how quickly they fund approved loans, and how they handle borrowers who fall behind on payments.
SecurityLoansApp.com monitors the lending partners in our network for compliance with our standards. Lenders who generate a pattern of borrower complaints are reviewed and may be removed. Our goal is a network you can trust — not just a list of companies with competitive APRs.
If you've had an experience with any lender — positive or negative — we encourage you to share it with our team. Borrower feedback directly informs which lenders remain in our active network.
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